Commercial Banker
Company Name:
Aventure Staffing
POSITION PURPOSE:
Responsible for all areas of Commercial Loans from origination to monthly inspections. To promote the Bank and its products and services to customers and employees, providing prompt, efficient and courteous service in an effort to develop ongoing, long-term customer relationships. Continually observes and reviews processes and procedures to insure continued process improvement for maintenance of and increased quality customer service. Reviews files for accurate documentation and analysis of financial information. Complies with all bank regulatory rules and regulations. Examines, evaluates, and authorizes or recommends approval of customer applications for commercial loans by performing the following duties.
ESSENTIAL DUTIES AND RESPONSIBILITIES
include the following. Other duties may be assigned.
1. Interviews applicant and requests specified information for loan application.
2. Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant''s evaluation.
3. Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan and makes recommendation.
4. Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
5. Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
6. Submits loan presentations to loan committee for approval.
7. Ensures loan agreements are complete and accurate according to policy and loan committee expectations.
8. Assures timely loan closing and funding activities.
9. Identifies and analyzes potential loan markets to develop prospects for commercial loans.
10. Advises loan manager of external factors that may affect established lending policies, such as new or revised legislation and regulations. Recommends and implements appropriate changes to establishment policies and procedures.
11. Provides loan data to support marketing and sales promotion programs.
12. Serve as lead resource for commercial lending to branch managers.
13. Provides leadership to the team in the absence of the Bank President and/or Regional Bank President to include job assignments and project and employee leadership.
14. Actively participates in sales programs as assigned by management and cross-sells additional products and services to new and existing customers to enhance account relationships.
15. Complies with regulatory rules and regulations, evidenced through successful completion of training and demonstrated ability. Topics include but are not limited to Bank Secrecy Act, Anti Money Laundering, Harassment, Ethics, Office of Foreign Asset Control (OFAC), etc.
16. Establishes a good image for the Bank by maintaining a professional image with team members, customers and at community events.
17. Assists other staff as needed and performs other duties as awarded by management.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
Bachelor''s degree (B. A.) from four-year college or university, preferably in finance, business management or related fields. Minimum of 2 years related experience required, 5 years preferred. Experience in mid-market lending (loans in the $3,000,000 range and up). Strong analytical and financial analysis skills required. Proven leadership experience and Supervisory experience preferred. Proven ability to communicate verbally in writing as it relates to customers, employees and involvement with community events. Combinationof training and experience will be considered. Previous experience with coaching and mentoring employees to achieve success is preferred.
You may also apply to
EOE/AA Employer. Background check, drug testing and Physical may be required.
Title: Commercial Banker
Req ID: 1717779
Date: 07/18/2014
Country: US
State: IA
City: Spencer Area
Salary: 45-55k/yr
Job Type: Direct Hire
Category: Accounting/FinanceEstimated Salary: $20 to $28 per hour based on qualifications.
Aventure Staffing
POSITION PURPOSE:
Responsible for all areas of Commercial Loans from origination to monthly inspections. To promote the Bank and its products and services to customers and employees, providing prompt, efficient and courteous service in an effort to develop ongoing, long-term customer relationships. Continually observes and reviews processes and procedures to insure continued process improvement for maintenance of and increased quality customer service. Reviews files for accurate documentation and analysis of financial information. Complies with all bank regulatory rules and regulations. Examines, evaluates, and authorizes or recommends approval of customer applications for commercial loans by performing the following duties.
ESSENTIAL DUTIES AND RESPONSIBILITIES
include the following. Other duties may be assigned.
1. Interviews applicant and requests specified information for loan application.
2. Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant''s evaluation.
3. Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan and makes recommendation.
4. Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
5. Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
6. Submits loan presentations to loan committee for approval.
7. Ensures loan agreements are complete and accurate according to policy and loan committee expectations.
8. Assures timely loan closing and funding activities.
9. Identifies and analyzes potential loan markets to develop prospects for commercial loans.
10. Advises loan manager of external factors that may affect established lending policies, such as new or revised legislation and regulations. Recommends and implements appropriate changes to establishment policies and procedures.
11. Provides loan data to support marketing and sales promotion programs.
12. Serve as lead resource for commercial lending to branch managers.
13. Provides leadership to the team in the absence of the Bank President and/or Regional Bank President to include job assignments and project and employee leadership.
14. Actively participates in sales programs as assigned by management and cross-sells additional products and services to new and existing customers to enhance account relationships.
15. Complies with regulatory rules and regulations, evidenced through successful completion of training and demonstrated ability. Topics include but are not limited to Bank Secrecy Act, Anti Money Laundering, Harassment, Ethics, Office of Foreign Asset Control (OFAC), etc.
16. Establishes a good image for the Bank by maintaining a professional image with team members, customers and at community events.
17. Assists other staff as needed and performs other duties as awarded by management.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
Bachelor''s degree (B. A.) from four-year college or university, preferably in finance, business management or related fields. Minimum of 2 years related experience required, 5 years preferred. Experience in mid-market lending (loans in the $3,000,000 range and up). Strong analytical and financial analysis skills required. Proven leadership experience and Supervisory experience preferred. Proven ability to communicate verbally in writing as it relates to customers, employees and involvement with community events. Combinationof training and experience will be considered. Previous experience with coaching and mentoring employees to achieve success is preferred.
You may also apply to
EOE/AA Employer. Background check, drug testing and Physical may be required.
Title: Commercial Banker
Req ID: 1717779
Date: 07/18/2014
Country: US
State: IA
City: Spencer Area
Salary: 45-55k/yr
Job Type: Direct Hire
Category: Accounting/FinanceEstimated Salary: $20 to $28 per hour based on qualifications.
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